equity release essex

What we can offer you

At Willow Financial Planning, we recognise that everyone has different needs at different stages of their lives. We are able to sit down with you to identify these needs and to help you plan to meet these now and throughout the course of your life.

Let's start with your age...

Age: 18

What my assets are worth (£)

Funds: £1,000

Do any of these sound a bit like you?

You may be spending a lot of what you earn
Your savings might be lower than what you would like
Low to moderate income
You may have started to build some debt
You may have a young family
You may have built up some savings
You could be concerned about debt
Your children may be older and ready to move on
Your family would struggle financially if you could not support them
You may be thinking of retiring
You may want your savings to work harder
Your earning levels are at their peak
Worrying about the future
Thinking about paying for care
You are now retired
You are spending your savings
You want to know how to protect your assets
You maybe spending less (excluding the cost of care)

Increasing the support for Equity Release

During this period, it’s clear that there will be families that are worrying about how to cope. We recognise that everyone will look to their own for support as well as hoping that Companies, Government and other professional services will come forward with financial help and guidance.

Borrowing funds, tax-free, from your home will of course seem like an attractive option and it may even be good advice. However, we urge each and every customer to take time to consider all of their options before pressing ahead just to fill a short-term gap.

It’s vital to seek independent impartial advice from professionals that can consider each of your options and not just those relating to mortgages and equity release. Equity Release is a product and should be advised upon, not sold.

Willow Financial Planning Ltd will offer a free consultation by appointment, to any family that would like to fully understand their options.

– Speak to a fully qualified Chartered Financial Adviser.
– understand how equity release can be used to support family members.
– consult with family on your options and understand the risks involved.
– seek impartial and independent advice from, qualified advisers.

We offer free consultations and we will not charge fees to undertake your Equity Release enquiry. This means that you and your family can speak to a fully qualified Chartered Financial Adviser, free of charge and ask us all of your burning questions.

There may be another way and it needn’t cost you to find out. We can’t make you a cuppa, but we can sit down and talk with you while you’re sat in your favourite chair.

Equity release Essex – Here at Willow, we’re professional, qualified and here to help.

More people are seeking equity release and borrowing in later life than ever before and we’re here to offer you the services you need. This might be towards the end of your working life or as you enter retirement. There are many reasons for this as people are working hard to make the most of their retirement. We are retired for a long time and are looking forward to travelling more, doing those things that we’ve always wanted to do to the house or even taking up ‘that hobby’. Equity release will allow you to do the things you want by releasing capital from your greatest asset, your own home.

As the need for advice in later life increases, so does the choice. This does well to improve the cost but often makes things more complicated and harder to navigate.

Equity release allows you to unlock some capital from your home, without having to move. It’s a loan secured against your home to give you a cash lump sum or smaller amounts, tax-free, that you can take as and when you need.

There are an increasing number of lenders willing to offer this to you and even more products to choose from. This wide choice should result in better outcomes but can put people off from shopping around for the best deal.

At Willow Financial Planning Ltd, we are fully qualified to advise in this market and are members of the Equity Release Council. We insist on advising on only clear products that offer security, assurance and fair charges.

We are based in Essex and operate all aver the county in Southend, Southchurch, Rochford, Leigh-on-Sea, Westcliff, Billericay, Braintree, Brentwood, Thorpe Bay Shoeburyness, Basildon, Prittlewell, Wickford, Canvey Island, Chalkwell, Stanford-le-Hope, Grays, Chelmsford, Rayleigh, Colchester, Harlow, Clacton-on-Sea, Loughton, Witham, Maldon, Harwich, Waltham Abbey, Saffron Walden, South Woodham Ferrers, Walton-on-the-Naze, Halstead, Epping, Southminster, Hatfield Peverel, Burnham, Danbury, Hullbridge, Tiptree, Great Dunmow, Chipping Ongar, Takeley, Coggeshall, Frinton-on-Sea, Kelvedon, North Weald Bassett, Sible Hedingham, Silver End, West Bergholt and beyond. So no matter where you are, give us a call and we’ll be here to offer the best, most well informed advice on equity release possible.

We’re here to advise you in your equity release. If you are looking for help with…

  • topping up your income?

  • access to extra money to improve your standard of living?

  • repaying your interest only mortgage?

There are a wide range of options available to you and it’s vital that you seek professional advice from a qualified adviser.

  • Equity release

  • Pension flexibility

  • Lifetime mortgage

  • Inheritance tax planning

Talk to one of our team today.

expert equity release advice is only a short trip away

Southend Office
453 Southchurch Road,
Southend-on-Sea, Essex, SS1 2PH
Fax: 01702 442 180

Billericay Office
Unit 28, Barleylands,
Barleylands Road, Billericay, Essex, CM11 2UD